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It’s an unfortunate reality that with the increasing number of natural disasters across the country, including fires, floods, and hurricanes, the chance that you could lose your house and possessions has become more likely. In...

The year was 1983: The U.S. invaded Granada. A gallon of gas cost 96 cents. Michael Jackson’s ‘Thriller’ video premiered. That year was also the last time that Social Security recipients saw a cost-of-living increase...

A number of tax proposals being considered in Congress could significantly affect gifting and estate plans for those with larger estates — over $3.5 million. If you’re in that category, you might want to meet with your...

Don’t assume your estate will automatically go to your spouse when you die. If you don’t have an estate plan, your spouse may have to share your estatewith other family members. If you die without an estate plan, the state...

We are living in a pivotal moment of American history, and there’s one word that best sums up our hope and optimism: resiliency.It’s in this spirit that I’d like to invite you and your family to join me IN THE ROOM...

All trusts should be reviewed every few years to make sure that they are up-to- date with the law and meet your current goals. Following is a checklist of trust features you can review yourself. But be aware that these only refer to...

Giving your house to your children can have tax consequences, but there are ways to accomplish it tax-free. The best method to use will depend on your individual circumstances and needs. Leave the house in your will The simplest way to...

On Thursday, June 17, you and your family are invited to join us for an invitation-only conversation and performance with a legend in the making: Leslie Odom, Jr.Get your digital front-row seat as Leslie shares his journey to success...

Money is a crucial component to nearly every major decision we make in life. How much you earn, spend, save and invest all factors into your overall financial well-being. Most of us do not have the time or knowledge to effectively plan...

Chadwick Boseman, best known for his starring role in the blockbuster Marvel action movie Black Panther, died recently after a long battle with cancer. With his worldwide notoriety and prominent acting came the accumulation of wealth....

Lifestyle Management Tips to help Achieve Your Financial Goals

Jeff Fleming, JD, CFP®, CLU, CHFC, AEP, LUTCF

Wednesday, September 2, 2020

Financial planning should take into account your short, mid, and long term goals. It's a thorough evaluation of your current, estimated, and desired financial picture. In a way, when you start building a financial plan, you're also...

Owning a small business is a lot of things; hard work, challenging, rewarding, and (ideally) profitable. In the beginning, many business owners will have a near-term outlook as they focus solely on growing the business. But once the...

Why Estate Planning is a Key Part of a Solid Financial Plan

Jeff Fleming, JD, CFP®, CLU, CHFC, AEP, LUTCF

Monday, June 1, 2020

If reviewing your estate and financial plans has been top of mind lately, you’re not alone. Living through a crisis like COVID 19 puts everything into perspective, and shines a light on both financial matters and arrangements...

The coronavirus pandemic has affected virtually every facet of American life and severely impacted the markets and economy. Congress and the federal government have acted to help individuals and businesses get through this difficult...

Key Takeaways The one certainty of investing is that your portfolio will experience volatility. Volatility can often lead to irrational decisions, such as exiting markets prematurely. Evidence shows that market timing is a poor...

The financial markets over the last month have been, well, volatile. It's fair to say this is an unprecedented time. The sudden impact of the Coronavirus (Covid-19) is affecting people, and the markets, in very unexpected ways. Times...

The goal of wealth management is to grow, protect, and transfer wealth. Meeting these goals requires a combination of financial planning, legal and tax advice, investment management, and estate planning. Some may think that having a...

A major new piece of legislation aimed at bolstering retirement savings, the Setting Every Community Up for Retirement Enhancement Act (SECURE Act), was signed into law on December 20th. This new law will affect those actively saving...

In a blog post from this summer, What Real-Life Wealth Management Looks Like, we reviewed the process of defining goals, creating actionable steps, and setting a financial plan into motion. Once we complete these three things, the path...

Your children have graduated from college and are off into the world of adulthood. Congratulations! Great job! All of those years of allocating portions of your finances to the various costs of supporting your baby have come to a close...

You are not looking forward to estate planning, are you? It might seem like a plan that won't benefit you - but that couldn't be further from the truth! Estate planning takes a small amount of time and energy now and provides you an...

According to CNBC, Forbes, The Wall Street Journal, Business Insider, The Atlantic, random people on the street, and your mom, your current financial life is a disaster simply because you are a Millennial. This is only poised to get...

What Real Life Wealth Management Looks Like

Jeff Fleming, JD, CFP®, CLU, CHFC, AEP, LUTCF

Thursday, July 25, 2019

Financial Success is available to everyone but means something different to every family. At VIP Financial Matters, we are big believers that knowledge is power when it comes to financial planning, and defining your success markers...